United Arab Emirates

Employer-based and private

How health coverage works

In United Arab Emirates, health cover relies largely on employer-provided and private insurance.

Health insurance is mandatory in Dubai and Abu Dhabi, usually paid by employers for expat employees and their sponsored dependants. Emiratis are covered by government schemes such as Thiqa. Private plans add cover.

Official source: Dubai Health Authority

Employer-provided and private health insurance

Key facts

Official sourceDubai Health Authority
Insurers listedDaman (National Health Insurance Company), Orient Insurance, Sukoon Insurance
Last reviewed

Frequently asked questions

How does health insurance work in United Arab Emirates?

Health insurance is mandatory in Dubai and Abu Dhabi, usually paid by employers for expat employees and their sponsored dependants. Emiratis are covered by government schemes such as Thiqa. Private plans add cover.

Is private health insurance mandatory in United Arab Emirates?

Not by law for everyone. In United Arab Emirates, cover relies largely on employer-provided and private insurance; check the official source for the rules that apply to you.

Which health insurers can I look at in United Arab Emirates?

Well-known insurers listed for United Arab Emirates, in alphabetical order: Daman (National Health Insurance Company), Orient Insurance, Sukoon Insurance. This is not a ranking or a recommendation.

Where can I find official information on health cover in United Arab Emirates?

Dubai Health Authority: https://www.dha.gov.ae