Saudi Arabia

Employer-based and private

How health coverage works

In Saudi Arabia, health cover relies largely on employer-provided and private insurance.

Employers must insure non-Saudi employees and dependants under the Council of Health Insurance (CHI) framework. Saudi citizens use government-funded care, with private insurance as an option.

Official source: Council of Health Insurance (CHI)

Employer-provided and private health insurance

Key facts

Official sourceCouncil of Health Insurance (CHI)
Insurers listedBupa Arabia, MEDGULF, Tawuniya
Last reviewed

Frequently asked questions

How does health insurance work in Saudi Arabia?

Employers must insure non-Saudi employees and dependants under the Council of Health Insurance (CHI) framework. Saudi citizens use government-funded care, with private insurance as an option.

Is private health insurance mandatory in Saudi Arabia?

Not by law for everyone. In Saudi Arabia, cover relies largely on employer-provided and private insurance; check the official source for the rules that apply to you.

Which health insurers can I look at in Saudi Arabia?

Well-known insurers listed for Saudi Arabia, in alphabetical order: Bupa Arabia, MEDGULF, Tawuniya. This is not a ranking or a recommendation.

Where can I find official information on health cover in Saudi Arabia?

Council of Health Insurance (CHI): https://www.chi.gov.sa