AIA (Visit website, opens in a new tab)
Life insurer offering medical, critical illness and hospital cash plans.
Also offers
Hong Kong
Mixed public and privateHow health coverage works
In Hong Kong, health cover mixes public programmes with private insurance.
Public hospitals deliver heavily subsidised care to residents through the Hospital Authority, alongside a large private sector. Residents often buy private medical insurance, including Voluntary Health Insurance Scheme plans.
Private medical insurance
Bupa Hong Kong (Visit website, opens in a new tab)
Health insurer focused on individual and group medical plans.
FWD (Visit website, opens in a new tab)
Insurer with medical, critical illness and accident plans.
Also offers
Manulife Hong Kong (Visit website, opens in a new tab)
Insurer offering medical, critical illness and VHIS plans.
Also offers
Prudential Hong Kong (Visit website, opens in a new tab)
Insurer with medical, critical illness and VHIS plans.
Also offers
Key facts
| Official source | Health Bureau |
|---|---|
| Insurers listed | AIA, Bupa Hong Kong, FWD, Manulife Hong Kong, Prudential Hong Kong |
| Last reviewed |
Frequently asked questions
How does health insurance work in Hong Kong?
Public hospitals deliver heavily subsidised care to residents through the Hospital Authority, alongside a large private sector. Residents often buy private medical insurance, including Voluntary Health Insurance Scheme plans.
Is private health insurance mandatory in Hong Kong?
It depends on your situation. Hong Kong mixes public programmes with private insurance; check the official source for the rules that apply to you.
Which health insurers can I look at in Hong Kong?
Well-known insurers listed for Hong Kong, in alphabetical order: AIA, Bupa Hong Kong, FWD, Manulife Hong Kong, Prudential Hong Kong. This is not a ranking or a recommendation.
Where can I find official information on health cover in Hong Kong?
Health Bureau: https://www.healthbureau.gov.hk