Malaysia

Mixed public and private

How health coverage works

In Malaysia, health cover mixes public programmes with private insurance.

Public hospitals and clinics are tax-funded with low fees. A large private sector operates alongside, funded by out-of-pocket payments, employers and private medical insurance or takaful plans.

Official source: Ministry of Health Malaysia

Private medical insurance

Key facts

Official sourceMinistry of Health Malaysia
Insurers listedAIA, Allianz, Great Eastern, Prudential
Last reviewed

Frequently asked questions

How does health insurance work in Malaysia?

Public hospitals and clinics are tax-funded with low fees. A large private sector operates alongside, funded by out-of-pocket payments, employers and private medical insurance or takaful plans.

Is private health insurance mandatory in Malaysia?

It depends on your situation. Malaysia mixes public programmes with private insurance; check the official source for the rules that apply to you.

Which health insurers can I look at in Malaysia?

Well-known insurers listed for Malaysia, in alphabetical order: AIA, Allianz, Great Eastern, Prudential. This is not a ranking or a recommendation.

Where can I find official information on health cover in Malaysia?

Ministry of Health Malaysia: https://www.moh.gov.my