Indonesia

Statutory social insurance

How health coverage works

In Indonesia, basic health cover is provided by a statutory social insurance system.

Indonesia's national health insurance (JKN) is run by BPJS Kesehatan and mandatory for residents. Private health insurance supplements JKN for private hospitals and wider benefits.

Official source: BPJS Kesehatan

Basic coverage is provided by the public system. BPJS Kesehatan

Private health insurance

Key facts

Official sourceBPJS Kesehatan
Insurers listedAIA, Allianz, Manulife, Prudential
Last reviewed

Frequently asked questions

How does health insurance work in Indonesia?

Indonesia's national health insurance (JKN) is run by BPJS Kesehatan and mandatory for residents. Private health insurance supplements JKN for private hospitals and wider benefits.

Is private health insurance mandatory in Indonesia?

No. In Indonesia, basic cover comes from a statutory social insurance system. Private health insurance is optional and usually complements it.

Which health insurers can I look at in Indonesia?

Well-known insurers listed for Indonesia, in alphabetical order: AIA, Allianz, Manulife, Prudential. This is not a ranking or a recommendation.

Where can I find official information on health cover in Indonesia?

BPJS Kesehatan: https://www.bpjs-kesehatan.go.id