Israel

Statutory social insurance

How health coverage works

In Israel, basic health cover is provided by a statutory social insurance system.

Residents must join one of four public health funds (Clalit, Maccabi, Meuhedet, Leumit) under the National Health Insurance Law. Funds sell supplementary plans; private insurers offer additional and surgical cover.

Official source: Ministry of Health

Basic coverage is provided by the public system. Ministry of Health

Supplementary and private health insurance

Key facts

Official sourceMinistry of Health
Insurers listedClal Insurance, Harel Insurance, Menora Mivtachim, Migdal Insurance, The Phoenix Insurance
Last reviewed

Frequently asked questions

How does health insurance work in Israel?

Residents must join one of four public health funds (Clalit, Maccabi, Meuhedet, Leumit) under the National Health Insurance Law. Funds sell supplementary plans; private insurers offer additional and surgical cover.

Is private health insurance mandatory in Israel?

No. In Israel, basic cover comes from a statutory social insurance system. Private health insurance is optional and usually complements it.

Which health insurers can I look at in Israel?

Well-known insurers listed for Israel, in alphabetical order: Clal Insurance, Harel Insurance, Menora Mivtachim, Migdal Insurance, The Phoenix Insurance. This is not a ranking or a recommendation.

Where can I find official information on health cover in Israel?

Ministry of Health: https://www.health.gov.il