AXA (Visit website, opens in a new tab)
Insurer offering health and life protection products.
Also offers
Philippines
Statutory social insuranceHow health coverage works
In Philippines, basic health cover is provided by a statutory social insurance system.
PhilHealth provides national health insurance with mandatory coverage under the Universal Health Care law. Private health insurance and HMOs supplement it for private hospitals and higher benefit limits.
Basic coverage is provided by the public system. PhilHealth
Private health insurance and HMOs
Insular Life (Visit website, opens in a new tab)
Filipino life insurer offering health and critical illness plans.
Also offers
Maxicare (Visit website, opens in a new tab)
Health maintenance organization offering individual and corporate health plans.
Pru Life UK (Visit website, opens in a new tab)
Life insurer offering health and medical protection plans.
Also offers
Sun Life (Visit website, opens in a new tab)
Life insurer offering health and critical illness protection.
Also offers
Key facts
| Official source | PhilHealth |
|---|---|
| Insurers listed | AXA, Insular Life, Maxicare, Pru Life UK, Sun Life |
| Last reviewed |
Frequently asked questions
How does health insurance work in Philippines?
PhilHealth provides national health insurance with mandatory coverage under the Universal Health Care law. Private health insurance and HMOs supplement it for private hospitals and higher benefit limits.
Is private health insurance mandatory in Philippines?
No. In Philippines, basic cover comes from a statutory social insurance system. Private health insurance is optional and usually complements it.
Which health insurers can I look at in Philippines?
Well-known insurers listed for Philippines, in alphabetical order: AXA, Insular Life, Maxicare, Pru Life UK, Sun Life. This is not a ranking or a recommendation.
Where can I find official information on health cover in Philippines?
PhilHealth: https://www.philhealth.gov.ph