AIA Insurance Lanka (Visit website, opens in a new tab)
Insurer offering life and medical cover plans.
Also offers
Sri Lanka
Public systemHow health coverage works
In Sri Lanka, basic health cover is provided by the public system.
Government hospitals provide free healthcare funded by general taxation. A large private sector exists, and private health insurance is available for hospitalisation and outpatient costs.
Basic coverage is provided by the public system. Ministry of Health
Private health insurance
Ceylinco Insurance (Visit website, opens in a new tab)
Insurer offering health, motor, life and travel cover.
Also offers
Janashakthi Insurance (Visit website, opens in a new tab)
Insurer with life and health protection products.
Also offers
Sri Lanka Insurance (Visit website, opens in a new tab)
State-owned insurer with health, life and general insurance.
Also offers
Key facts
| Official source | Ministry of Health |
|---|---|
| Insurers listed | AIA Insurance Lanka, Ceylinco Insurance, Janashakthi Insurance, Sri Lanka Insurance |
| Last reviewed |
Frequently asked questions
How does health insurance work in Sri Lanka?
Government hospitals provide free healthcare funded by general taxation. A large private sector exists, and private health insurance is available for hospitalisation and outpatient costs.
Is private health insurance mandatory in Sri Lanka?
No. In Sri Lanka, basic cover comes from the public system. Private health insurance is optional and usually complements it.
Which health insurers can I look at in Sri Lanka?
Well-known insurers listed for Sri Lanka, in alphabetical order: AIA Insurance Lanka, Ceylinco Insurance, Janashakthi Insurance, Sri Lanka Insurance. This is not a ranking or a recommendation.
Where can I find official information on health cover in Sri Lanka?
Ministry of Health: https://www.health.gov.lk