Österreichische Gesundheitskasse (ÖGK) (Visit website, opens in a new tab)
Austria’s main statutory health insurer for employees and their families.
Austria
Statutory + privateHow health coverage works
In Austria, health cover combines a statutory system with private insurance.
Most residents are covered by statutory social health insurance, assigned by occupation and region. Many add a private supplementary plan for hospital comfort and choice of doctor.
Official source: Federal Ministry of Social Affairs and Health
Statutory health insurance
Private supplementary insurance
Generali (Visit website, opens in a new tab)
Austrian arm of Generali offering supplementary health plans.
Also offers
Merkur Versicherung (Visit website, opens in a new tab)
Austrian health and life insurer with private health plans.
Also offers
UNIQA (Visit website, opens in a new tab)
Austrian insurer with private health and hospital supplementary plans.
Also offers
Wiener Städtische (Visit website, opens in a new tab)
Austrian insurer offering private health insurance.
Also offers
Key facts
| Official source | Federal Ministry of Social Affairs and Health |
|---|---|
| Insurers listed | Generali, Merkur Versicherung, Österreichische Gesundheitskasse (ÖGK), UNIQA, Wiener Städtische |
| Last reviewed |
Frequently asked questions
How does health insurance work in Austria?
Most residents are covered by statutory social health insurance, assigned by occupation and region. Many add a private supplementary plan for hospital comfort and choice of doctor.
Is private health insurance mandatory in Austria?
It depends on your situation. Austria combines a statutory system with private insurance; check the official source for who may choose which.
Which health insurers can I look at in Austria?
Well-known insurers listed for Austria, in alphabetical order: Generali, Merkur Versicherung, Österreichische Gesundheitskasse (ÖGK), UNIQA, Wiener Städtische. This is not a ranking or a recommendation.
Where can I find official information on health cover in Austria?
Federal Ministry of Social Affairs and Health: https://www.sozialministerium.gv.at