Dôvera (Visit website, opens in a new tab)
Public health insurer with a nationwide network.
Slovakia
Statutory + privateHow health coverage works
In Slovakia, health cover combines a statutory system with private insurance.
Public health insurance is mandatory and provided by competing insurers, including VšZP, Dôvera and Union. Private insurers add supplementary cover.
Public health insurance funds
Union zdravotná poisťovňa (Visit website, opens in a new tab)
Public health insurer offering the mandatory cover.
VšZP (Visit website, opens in a new tab)
Largest public health insurer in Slovakia.
Supplementary private insurance
Allianz (Visit website, opens in a new tab)
Insurer with supplementary health and travel cover.
Also offers
Generali (Visit website, opens in a new tab)
Insurer offering supplementary health plans.
Also offers
Key facts
| Official source | Ministry of Health |
|---|---|
| Insurers listed | Allianz, Dôvera, Generali, Union zdravotná poisťovňa, VšZP |
| Last reviewed |
Frequently asked questions
How does health insurance work in Slovakia?
Public health insurance is mandatory and provided by competing insurers, including VšZP, Dôvera and Union. Private insurers add supplementary cover.
Is private health insurance mandatory in Slovakia?
It depends on your situation. Slovakia combines a statutory system with private insurance; check the official source for who may choose which.
Which health insurers can I look at in Slovakia?
Well-known insurers listed for Slovakia, in alphabetical order: Allianz, Dôvera, Generali, Union zdravotná poisťovňa, VšZP. This is not a ranking or a recommendation.
Where can I find official information on health cover in Slovakia?
Ministry of Health: https://www.health.gov.sk