Allianz (Visit website, opens in a new tab)
Insurer with supplementary health and accident cover.
Also offers
Croatia
Public systemHow health coverage works
In Croatia, basic health cover is provided by the public system.
Mandatory health insurance is run by the Croatian Health Insurance Fund (HZZO). Most residents add supplementary insurance, which covers co-payments.
Basic coverage is provided by the public system. HZZO
Supplementary health insurance
Croatia osiguranje (Visit website, opens in a new tab)
Largest local insurer, offering supplementary and private health insurance.
Also offers
Generali (Visit website, opens in a new tab)
Insurer offering supplementary health plans.
Also offers
UNIQA (Visit website, opens in a new tab)
Insurer with supplementary health insurance.
Also offers
Key facts
| Official source | HZZO |
|---|---|
| Insurers listed | Allianz, Croatia osiguranje, Generali, UNIQA |
| Last reviewed |
Frequently asked questions
How does health insurance work in Croatia?
Mandatory health insurance is run by the Croatian Health Insurance Fund (HZZO). Most residents add supplementary insurance, which covers co-payments.
Is private health insurance mandatory in Croatia?
No. In Croatia, basic cover comes from the public system. Private health insurance is optional and usually complements it.
Which health insurers can I look at in Croatia?
Well-known insurers listed for Croatia, in alphabetical order: Allianz, Croatia osiguranje, Generali, UNIQA. This is not a ranking or a recommendation.
Where can I find official information on health cover in Croatia?
HZZO: https://hzzo.hr/en