Bulgaria

Public system

How health coverage works

In Bulgaria, basic health cover is provided by the public system.

Bulgarian residents are covered by the mandatory National Health Insurance Fund (NHIF). Voluntary health insurance supplements it, offered by insurers and health insurance funds.

Official source: NHIF

Basic coverage is provided by the public system. NHIF

Voluntary health insurance

Key facts

Official sourceNHIF
Insurers listedAllianz, Armeec, Bulstrad Vienna Insurance Group, DZI
Last reviewed

Frequently asked questions

How does health insurance work in Bulgaria?

Bulgarian residents are covered by the mandatory National Health Insurance Fund (NHIF). Voluntary health insurance supplements it, offered by insurers and health insurance funds.

Is private health insurance mandatory in Bulgaria?

No. In Bulgaria, basic cover comes from the public system. Private health insurance is optional and usually complements it.

Which health insurers can I look at in Bulgaria?

Well-known insurers listed for Bulgaria, in alphabetical order: Allianz, Armeec, Bulstrad Vienna Insurance Group, DZI. This is not a ranking or a recommendation.

Where can I find official information on health cover in Bulgaria?

NHIF: https://www.nhif.bg