PFA (Visit website, opens in a new tab)
Pension company with health insurance for individuals.
Also offers
Denmark
Public systemHow health coverage works
In Denmark, basic health cover is provided by the public system.
Tax-funded public healthcare is free at the point of use for residents. Private health insurance can add faster access to specialists and private hospitals.
Basic coverage is provided by the public system. Danish Health Authority
Private health insurance
Sygeforsikringen "danmark" (Visit website, opens in a new tab)
Non-profit health insurance association covering co-payments such as dental and physiotherapy.
Topdanmark (Visit website, opens in a new tab)
Insurer with health and accident insurance.
Also offers
Tryg (Visit website, opens in a new tab)
Large insurer offering health insurance alongside general insurance.
Also offers
Key facts
| Official source | Danish Health Authority |
|---|---|
| Insurers listed | PFA, Sygeforsikringen "danmark", Topdanmark, Tryg |
| Last reviewed |
Frequently asked questions
How does health insurance work in Denmark?
Tax-funded public healthcare is free at the point of use for residents. Private health insurance can add faster access to specialists and private hospitals.
Is private health insurance mandatory in Denmark?
No. In Denmark, basic cover comes from the public system. Private health insurance is optional and usually complements it.
Which health insurers can I look at in Denmark?
Well-known insurers listed for Denmark, in alphabetical order: PFA, Sygeforsikringen "danmark", Topdanmark, Tryg. This is not a ranking or a recommendation.
Where can I find official information on health cover in Denmark?
Danish Health Authority: https://www.sst.dk/en