Compensa (Visit website, opens in a new tab)
Insurer offering voluntary health insurance.
Also offers
Estonia
Public systemHow health coverage works
In Estonia, basic health cover is provided by the public system.
The Estonian Health Insurance Fund (Haigekassa) covers residents who pay or are covered by social tax. Private insurers offer supplementary health plans.
Basic coverage is provided by the public system. Estonian Health Insurance Fund
Private health insurance
ERGO (Visit website, opens in a new tab)
Insurer with health and accident insurance for individuals.
Also offers
If P&C Insurance (Visit website, opens in a new tab)
Insurer offering health and accident insurance.
Also offers
Salva Kindlustus (Visit website, opens in a new tab)
Estonian insurer offering health and accident cover.
Also offers
Key facts
| Official source | Estonian Health Insurance Fund |
|---|---|
| Insurers listed | Compensa, ERGO, If P&C Insurance, Salva Kindlustus |
| Last reviewed |
Frequently asked questions
How does health insurance work in Estonia?
The Estonian Health Insurance Fund (Haigekassa) covers residents who pay or are covered by social tax. Private insurers offer supplementary health plans.
Is private health insurance mandatory in Estonia?
No. In Estonia, basic cover comes from the public system. Private health insurance is optional and usually complements it.
Which health insurers can I look at in Estonia?
Well-known insurers listed for Estonia, in alphabetical order: Compensa, ERGO, If P&C Insurance, Salva Kindlustus. This is not a ranking or a recommendation.
Where can I find official information on health cover in Estonia?
Estonian Health Insurance Fund: https://tervisekassa.ee/en