Concordia (Visit website, opens in a new tab)
Swiss health insurer with national coverage.
Switzerland
Mandatory private coverHow health coverage works
In Switzerland, residents must take out basic health cover with private insurers.
Everyone living in Switzerland must take out basic health insurance (LAMal/KVG) within three months. Insurers must accept all applicants for the basic package; supplementary cover is optional.
Basic health insurance (LAMal/KVG)
CSS (Visit website, opens in a new tab)
Large Swiss health insurer offering basic and supplementary cover.
Groupe Mutuel (Visit website, opens in a new tab)
Swiss group providing basic and supplementary health insurance.
Helsana (Visit website, opens in a new tab)
Swiss insurer with basic and supplementary health plans.
Sanitas (Switzerland) (Visit website, opens in a new tab)
Swiss health insurer offering basic and supplementary cover.
SWICA (Visit website, opens in a new tab)
Swiss health insurer known for its basic and supplementary offers.
Supplementary insurance (VVG/LCA)
Concordia (Visit website, opens in a new tab)
Swiss health insurer with national coverage.
CSS (Visit website, opens in a new tab)
Large Swiss health insurer offering basic and supplementary cover.
Groupe Mutuel (Visit website, opens in a new tab)
Swiss group providing basic and supplementary health insurance.
Helsana (Visit website, opens in a new tab)
Swiss insurer with basic and supplementary health plans.
Sanitas (Switzerland) (Visit website, opens in a new tab)
Swiss health insurer offering basic and supplementary cover.
SWICA (Visit website, opens in a new tab)
Swiss health insurer known for its basic and supplementary offers.
Key facts
| Official source | Federal Office of Public Health (FOPH) |
|---|---|
| Insurers listed | Concordia, CSS, Groupe Mutuel, Helsana, Sanitas (Switzerland), SWICA |
| Last reviewed |
Frequently asked questions
How does health insurance work in Switzerland?
Everyone living in Switzerland must take out basic health insurance (LAMal/KVG) within three months. Insurers must accept all applicants for the basic package; supplementary cover is optional.
Is private health insurance mandatory in Switzerland?
Yes. In Switzerland, residents must take out basic health insurance with a private insurer.
Which health insurers can I look at in Switzerland?
Well-known insurers listed for Switzerland, in alphabetical order: Concordia, CSS, Groupe Mutuel, Helsana, Sanitas (Switzerland), SWICA. This is not a ranking or a recommendation.
Where can I find official information on health cover in Switzerland?
Federal Office of Public Health (FOPH): https://www.bag.admin.ch/en/health-insurance