Adamjee Insurance (Visit website, opens in a new tab)
General insurer with group and individual health plans.
Also offers
Pakistan
Mixed public and privateHow health coverage works
In Pakistan, health cover mixes public programmes with private insurance.
Public hospitals and provincial schemes such as Sehat Sahulat cover part of the population. Private health insurance is mostly employer-provided or bought by higher-income residents.
Official source: Ministry of National Health Services, Regulations and Coordination
Private health insurance
EFU General Insurance (Visit website, opens in a new tab)
General insurer with individual and group health cover.
Also offers
Jubilee General Insurance (Visit website, opens in a new tab)
General insurer offering health, travel and motor policies.
Also offers
TPL Insurance (Visit website, opens in a new tab)
Insurer with health, motor and home products, including digital policies.
Also offers
Key facts
| Official source | Ministry of National Health Services, Regulations and Coordination |
|---|---|
| Insurers listed | Adamjee Insurance, EFU General Insurance, Jubilee General Insurance, TPL Insurance |
| Last reviewed |
Frequently asked questions
How does health insurance work in Pakistan?
Public hospitals and provincial schemes such as Sehat Sahulat cover part of the population. Private health insurance is mostly employer-provided or bought by higher-income residents.
Is private health insurance mandatory in Pakistan?
It depends on your situation. Pakistan mixes public programmes with private insurance; check the official source for the rules that apply to you.
Which health insurers can I look at in Pakistan?
Well-known insurers listed for Pakistan, in alphabetical order: Adamjee Insurance, EFU General Insurance, Jubilee General Insurance, TPL Insurance. This is not a ranking or a recommendation.
Where can I find official information on health cover in Pakistan?
Ministry of National Health Services, Regulations and Coordination: https://www.nhsrc.gov.pk