Singapore

Mixed public and private

How health coverage works

In Singapore, health cover mixes public programmes with private insurance.

Residents are covered by MediShield Life, a universal basic scheme run by the government, plus Medisave savings. Many add private Integrated Shield Plans from private insurers for higher ward classes and private hospitals.

Official source: Ministry of Health Singapore

Integrated Shield Plans

Key facts

Official sourceMinistry of Health Singapore
Insurers listedGreat Eastern, NTUC Income, Prudential, Raffles Health Insurance, Singlife
Last reviewed

Frequently asked questions

How does health insurance work in Singapore?

Residents are covered by MediShield Life, a universal basic scheme run by the government, plus Medisave savings. Many add private Integrated Shield Plans from private insurers for higher ward classes and private hospitals.

Is private health insurance mandatory in Singapore?

It depends on your situation. Singapore mixes public programmes with private insurance; check the official source for the rules that apply to you.

Which health insurers can I look at in Singapore?

Well-known insurers listed for Singapore, in alphabetical order: Great Eastern, NTUC Income, Prudential, Raffles Health Insurance, Singlife. This is not a ranking or a recommendation.

Where can I find official information on health cover in Singapore?

Ministry of Health Singapore: https://www.moh.gov.sg