Thailand

Statutory social insurance

How health coverage works

In Thailand, basic health cover is provided by a statutory social insurance system.

Residents are covered by the Universal Coverage Scheme, the Social Security Scheme for private employees and the Civil Servant Medical Benefit Scheme. Private health insurance supplements these for private hospital access.

Official source: Social Security Office Thailand

Basic coverage is provided by the public system. Social Security Office Thailand

Private health insurance

Key facts

Official sourceSocial Security Office Thailand
Insurers listedAIA, Bangkok Life Assurance, Krungthai-AXA Life, Muang Thai Life Assurance, Thai Life Insurance
Last reviewed

Frequently asked questions

How does health insurance work in Thailand?

Residents are covered by the Universal Coverage Scheme, the Social Security Scheme for private employees and the Civil Servant Medical Benefit Scheme. Private health insurance supplements these for private hospital access.

Is private health insurance mandatory in Thailand?

No. In Thailand, basic cover comes from a statutory social insurance system. Private health insurance is optional and usually complements it.

Which health insurers can I look at in Thailand?

Well-known insurers listed for Thailand, in alphabetical order: AIA, Bangkok Life Assurance, Krungthai-AXA Life, Muang Thai Life Assurance, Thai Life Insurance. This is not a ranking or a recommendation.

Where can I find official information on health cover in Thailand?

Social Security Office Thailand: https://www.sso.go.th