AXA (Visit website, opens in a new tab)
Insurer offering complementary health insurance.
Also offers
Luxembourg
Public systemHow health coverage works
In Luxembourg, basic health cover is provided by the public system.
The National Health Fund (CNS) covers residents through compulsory insurance. Mutual funds and insurers offer complementary cover for costs the CNS does not reimburse.
Basic coverage is provided by the public system. CNS
Complementary insurance
Baloise (Visit website, opens in a new tab)
Insurer with health and accident insurance.
Also offers
CMCM (Visit website, opens in a new tab)
Mutual fund offering complementary health cover.
Foyer (Visit website, opens in a new tab)
Local insurance group with supplementary health plans.
Also offers
LaLux (Visit website, opens in a new tab)
Local insurer with private health plans.
Also offers
Key facts
| Official source | CNS |
|---|---|
| Insurers listed | AXA, Baloise, CMCM, Foyer, LaLux |
| Last reviewed |
Frequently asked questions
How does health insurance work in Luxembourg?
The National Health Fund (CNS) covers residents through compulsory insurance. Mutual funds and insurers offer complementary cover for costs the CNS does not reimburse.
Is private health insurance mandatory in Luxembourg?
No. In Luxembourg, basic cover comes from the public system. Private health insurance is optional and usually complements it.
Which health insurers can I look at in Luxembourg?
Well-known insurers listed for Luxembourg, in alphabetical order: AXA, Baloise, CMCM, Foyer, LaLux. This is not a ranking or a recommendation.
Where can I find official information on health cover in Luxembourg?
CNS: https://cns.public.lu/en.html