LUX MED (Visit website, opens in a new tab)
Private healthcare network with subscription health plans.
Poland
Public systemHow health coverage works
In Poland, basic health cover is provided by the public system.
The National Health Fund (NFZ) provides public healthcare to insured residents, with long waits for some services. Private insurance and clinic subscriptions are common.
Basic coverage is provided by the public system. National Health Fund (NFZ)
Private health insurance and subscriptions
Medicover (Visit website, opens in a new tab)
Private healthcare provider with subscription health plans.
PZU (Visit website, opens in a new tab)
Largest Polish insurer, with health insurance and medical subscriptions.
Also offers
Warta (Visit website, opens in a new tab)
Insurer offering private health insurance.
Also offers
Key facts
| Official source | National Health Fund (NFZ) |
|---|---|
| Insurers listed | LUX MED, Medicover, PZU, Warta |
| Last reviewed |
Frequently asked questions
How does health insurance work in Poland?
The National Health Fund (NFZ) provides public healthcare to insured residents, with long waits for some services. Private insurance and clinic subscriptions are common.
Is private health insurance mandatory in Poland?
No. In Poland, basic cover comes from the public system. Private health insurance is optional and usually complements it.
Which health insurers can I look at in Poland?
Well-known insurers listed for Poland, in alphabetical order: LUX MED, Medicover, PZU, Warta. This is not a ranking or a recommendation.
Where can I find official information on health cover in Poland?
National Health Fund (NFZ): https://www.nfz.gov.pl